Burglary Insurance Policy
What is a Burglary Insurance Policy?
A burglary insurance policy offers an additional layer of security to your property. It offers coverage for damages or misfortunes caused to your property and its contents. For example, your home, office, factory, and godown against burglary and housebreaking.
Key features
Key Features of Burglary
- Coverage for Forced Entry
- Protection for Property and Stock
- Flexible Sum Insured
- Customizable Add-ons
- Legal Coverage
What does burglary include?
Burglary is committed when an offender either: a) as a trespasser enters a building intending to steal, inflict grievous bodily harm or do unlawful damage; or, b) having entered as a trespasser steals or attempts to steal, or inflicts or attempts to inflict grievous bodily harm.
What are the factors of burglary?
Factors in a first-degree burglary include:
- Night entries,
- Carrying or acquiring a dangerous weapon during the entry, and
- Assault on the person of another during the entry.
What is the key clause in burglary insurance?
The condition of the policy says that whenever the premises is not guarded or left unattended after the business hours the keys to the premises need to kept safe away from the premises and in custody of authorized person who is responsible to keep the key safe in a secure place.
