Plate Glass Policy
What is plate glass protection?
What is Plate Glass Insurance? Plate Glass is a kind of thick fine-grade glass that is used to make window panes, glass doors, screens, and transparent walls. Plate Glass Insurance is a kind of extended coverage that supplements property insurance and covers damage or breakage of large panes of plate glass on premises.
Scope
The policy covers the cost of making good accidental breakage of insured glass by any reason whatever, except those that are specifically excluded.
- Fire or explosion
- Earthquakes or such other convulsion of nature
- Damage to frames
- Cost of removal or replacement of any fittings or fixtures necessitated for replacing the broken glass
- Cracked or imperfect glass
- Any superficial damage or scratching
Who can take the policy?
Any person who installs plate glass of substantial value can avail of this policy.
Premium
Rate of premium depends on the type of glass, situation, previous experience and neighbourhood.
Why does plate glass need a separate cover?
Plate Glass Seperate Covers
Plate glass insurance protects businesses against the substantial costs associated with damage to large glass panes. This specialized insurance extends coverage for accidental breakage occurring on the insured premises, excluding specific causes outlined in the policy.
Claims Process:
- Immediate notification of the loss to be given to Insurer.
- Submission of claim form giving description of loss and supporting documents.
- Furnish all such information and documentary evidences as the Company may require.
- Insured shall take all reasonable precautions to protect the glass insured hereunder and in the event of it being exposed to unusual risk on account of any procession, show, building alteration or repairs or other special circumstances the insured shall cause it to be adequately protected by boards or otherwise.
